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Informed Customers Pay Much Less for Insurance

Insurance / Home Insurance

Aplus Legal Advice  |  2022.08.30 13:54  |  683 views

It is widely known that insurance companies use factors such as your age, sex, and marital status to determine how much you are going to pay for your homeowner’s and auto insurance. What you may not know is that your insurance company is most likely using information found in your credit report as well. In fact, the single biggest factor in your premium is usually what the insurance industry refers to as your insurance score, and that insurance score is calculated from information found in your credit report.



Homeowners Insurance: What's Covered, What's Not, and What To Look For

Insurance / Home Insurance

Aplus Legal Advice  |  2022.07.31 18:30  |  802 views

Individuals planning on purchasing a home spend weeks if not months picking the perfect neighborhood, floor plan, and then home before they even consider purchase. In a similar way, buyers will shop around and compare the interest rates offered them on mortgages. Yet, when it comes to homeowners insurance, the norm is to still simply to defer the decision-making to the agent. But just as you wouldnt consider purchasing your home without first researching and planning, so also should homeowners insurance buyers consider the major options available when it comes to buying a homeowners policy.



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