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Informed Customers Pay Much Less for Insurance

Insurance / Home Insurance

Aplus Legal Advice  |  2022.08.30 13:54  |  603 views

It is widely known that insurance companies use factors such as your age, sex, and marital status to determine how much you are going to pay for your homeowner’s and auto insurance. What you may not know is that your insurance company is most likely using information found in your credit report as well. In fact, the single biggest factor in your premium is usually what the insurance industry refers to as your insurance score, and that insurance score is calculated from information found in your credit report.



Why This Lawyer Says You Should Buy Car Insurance from An Independent Broker

Insurance / Car Insurance

Aplus Legal Advice  |  2022.08.31 22:26  |  622 views

I don’t sell car insurance, but as a lawyer practicing in the field of personal injury I frequently see people suffer because they have the wrong insurance coverage. Often, this happens because they purchased directly from an insurance company instead of an independent broker.



How Index-Linked Annuity Interest Crediting Works

Insurance / Home Insurance

Aplus Legal Advice  |  2022.08.31 22:19  |  653 views

The monthly point-to-point index change is determined by subtracting the prior months index value from current months index value and dividing it by the prior month’s index value. If this results in a positive monthly point-to-point index change and is not more than the declared cap, then it is used as the capped index change for that month. If it is more than the declared cap, then we use the declared cap as the capped index change for that month



Inexpensive Whole Life Insurance

Insurance / Life Insurance

Aplus Legal Advice  |  2022.08.30 13:55  |  569 views

We live in an age where knowledge is power. We are bombarded with information through various media. Although we are overloaded with information, it certainly has made our decision-making processes easier. The Internet is one such powerful medium that offers information and advice at a fraction of cost.



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